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Swipe Savvy Logo

Invest in the Future of Rewards

Swipe Savvy is redefining payments and loyalty through embedded, card-linked intelligence—connecting cardholders and merchants in one unified rewards experience.

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Why Swipe Savvy?

Mission: Empowering everyday cardholders with frictionless, built-in rewards experiences, while enabling merchants to drive smarter loyalty with real-time data.

Problem: Loyalty programs are fragmented, hard to use, and offer poor user engagement.

Solution: A unified, mobile-first platform delivering personalized rewards via embedded debit card rails and partnerships with mCards (on Mastercard network), and Valiant Payments (POS system).

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12K +

Cardholders in Early Pilot/POC

1K +

Merchant Locations Activated

$45B +

TAM across Gen Z/Millennial Lifestyle Spend

“Explore Our Investment Materials”

Pitch Deck

Pitch Deck

Comprehensive deck outlining Swipe Savvy’s business model, go-to-market strategy, financials, and vision.

Investor Teaser

Investor Teaser

A quick preview showcasing our unique value proposition and high-level business opportunity.

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Executive Summary

Executive Summary

Concise overview of our offering, traction, and growth potential for a snapshot understanding.

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Positioned to Lead a $200B+ Industry

TAM/SAM/SOM insights for Gen Z and Millennial loyalty and debit spend. Compare Swipe Savvy’s positioning against Thanx, Paytronix, and Upside. See how we lead in value: card-linked rewards, real-time cashback, and merchant analytics.

  • Raised
  • Target
25%75%

Fundraising Progress

Latest News

  • Swipe Savvy featured in Fintech Weekly
  • Closed $940K seed round

Key Milestones

  • Q1: MVP Launched
  • Q2: First 10K users onboarded
  • Q3: Pilot with major retail partner

Our Journey So Far

See how far we've come: From launching our pilot and onboarding partners to gaining revenue traction. Follow our funding progress and key moments as we scale.

Funding Progress

$500K

Seed

$2M

Pre-Series A

$5M

Series A

$10M

Series B

$4.2M raised of $10M target

4 committed investors • As of mid-July 2025

Key Milestones

  • Pilot/POC launched with 12K+ cardholders (Q1 2024)
  • 1,000+ merchant locations onboarded across 4 cities
  • Recurring revenue from early adopters initiated (Q2 2024)
  • Strategic partnerships secured with Fiserv's embedded finance and BaaS
  • Raised initial $500K in capital (Q2 2025)
  • Launch of Swipe Savvy mobile app (Q1 2026)

What Investors Are Saying

"Swipe Savvy has created a powerful bridge between users and merchants. We're excited about their market potential." — Early Stage VC Partner
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Jason Mayoral

Jason Mayoral

Chief Executive Officer, Swipe Savvy

LinkedIn

Message from Our CEO

At Swipe Savvy, we’re building more than just a rewards platform—we’re redefining how value is exchanged between consumers and merchants in the digital era. This is a unique moment in fintech, where the convergence of embedded finance, real-time data, and consumer expectations for instant, seamless experiences opens new frontiers for innovation.

With over two decades in the payments industry, I’ve had the privilege of scaling high-growth ventures, leading three successful exits, and building a merchant portfolio exceeding $500M in monthly processing volume. But what excites me most about Swipe Savvy is the opportunity to pioneer a loyalty ecosystem that works for both sides of the transaction—consumers and merchants alike.

We are addressing a gap left wide open by legacy rewards programs—programs that are fragmented, impersonal, and often ignored. By embedding loyalty directly into the payment experience, we eliminate friction and deliver intelligent, personalized engagement at the moment it matters most.

This is a rare opportunity to invest in a company with not only the right market timing, but also the infrastructure, leadership, and vision to scale. Our team is seasoned, our go-to-market strategy is tested, and our pipeline is active and growing.

We invite you to be part of this journey—not just as investors, but as strategic partners in reshaping the future of everyday spending and engagement.

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Swipe Savvy Roadmap

Reimagining Rewards. Powering Loyalty. Driving Engagement.

Year 1: Foundation & Early Traction

Q1 – Q2

  • Finalize core rewards engine
  • Launch merchant dashboard
  • Integrate with major POS/payment processors
  • Pilot program with select SMBs
  • Merchant onboarding toolkit

Q3

  • Public launch to SMBs
  • Customer engagement campaigns
  • Support for digital rewards
  • Begin mobile rewards app development
  • Referral program for merchants

Q4

  • Launch mobile app
  • Expand redemption catalog
  • Real-time points notifications
  • Feature improvements from feedback

Year 2: Expansion & Partnerships

Q1

  • Integrate more payment gateways
  • Launch Rewards Card
  • Start strategic partnerships
  • Introduce tiered rewards

Q2

  • Enhanced dashboard & analytics
  • AI-driven behavioral insights
  • Expand verticals and international pilot
  • Self-service onboarding

Q3

  • Interactive campaigns
  • Launch API for 3rd-party integrations
  • Merchant support expansion
  • Start AI-driven insights dev

Q4

  • Launch AI recommendations
  • Expand to business services
  • Customer-facing portal
  • Plan omnichannel integration

Year 3: Scale, Optimize & Innovate

Q1

  • Omnichannel rewards launch
  • Global expansion to 20+ countries
  • Premium merchant tiers
  • Fraud prevention upgrades

Q2

  • More POS integrations
  • 3rd-party marketplace
  • AI-powered dashboards
  • Advanced engagement tools

Q3

  • Rewards API for custom use
  • Expand to 80+ countries
  • Sustainability rewards
  • Continuous product optimization

Q4

  • Product UI/UX refresh
  • Predictive analytics
  • Next-gen planning (blockchain, finance)
  • Host annual Merchant Summit

Swipe Savvy in the News

Podcast: Future of Rewards

Podcast: Future of Rewards

CEO Jason discusses the embedded finance revolution on Fintech Voices.

Swipe Savvy's growth story on Substack

Swipe Savvy's growth story on Substack

An inside look at product milestones and traction.

Influencer Review: Why I Use Swipe Savvy

Influencer Review: Why I Use Swipe Savvy

Top Gen Z creator shares her experience with real-time cashback.

Access Swipe Savvy's Confidential Investor Materials

Secure access to financial models, product roadmaps, and due diligence materials for verified accredited investors.

I confirm that I qualify as an accredited investor under SEC Rule 501, based on one or more of the following:
• Annual income over $200,000 (or $300,000 with spouse)
• Net worth exceeding $1 million (excluding primary residence)
• Possession of a valid Series 7, 65, or 82 license
I agree to Swipe Savvy's NDA and will treat all materials as confidential.

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